Become an All-Cash Buyer. Win Your Dream Home.

How HomeLight Cash Offer Works

• 
  1. Get Approved

  
  HomeLight Home Loans will verify your income, assets, and purchasing power so that we’re ready to make the strongest offer possible — one that’s all cash.

• 
  2. Find Your Dream Home

  
  This is the fun part: We help identify the right homes to fit your needs.

• 
  3. Make an All-Cash Offer

  
  We’ll use our funds to make an all-cash offer on the house on your behalf and close in 8 days. You don’t need to move a muscle.

• 
  4. The Offer Is Accepted

  
  You do the celebrating and we do the buying. We purchase the home and hold it while you secure financing.

• Pricing could not be simpler. In addition to paying typical Real Estate commissions, closing costs, and repair expenses, there is a fee that typically runs about 1.5% of the home you are selling. 

  ​We find that most clients will recoup some or all of this fee by being able to make a stronger non-contingent offer on a new home AND getting top dollar for the existing home being vacant and all cleaned up. Below is a cost breakdown from an actual client.

   

• Market Valuation   $ 800,000
  Homelight Guaranteed Price   $ 720,000
  Estimated Homelight Trade-in Fee   $ (12,000)
  Estimated Commissions, Closing, and Repair Costs   $ (88,000)
  Estimated Loan Payoff   $ (343,000)
  Equity for new home purchase   $ 277,000

  ____

  Actual Sales Price   $ 830,000
  Actual HomeLight Trade-In fee*   $ (12,450)
  Actual Commissions, Closing, and Repair Costs   $ (72,210)
  Additional proceeds after market sale   $ 97,550
  Total equity received from sale   $ 374,550